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日本語
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English
Fintech demands for open access to bank data might just end up bolstering consumer trust in exiting banks, further entrenching their dominant market share, believes Darren Abbruzzese, general manager, Data, ANZ “Silicon Valley is coming”. That’s what JP Morgan CEO Jamie Dimon wrote to shareholders in 2015. Dimon had been to the Valley and seen money pouring in to innovative start-ups, targeting the lending and payments space. Many other bankers have been since and come away with similar views. Dimon et al saw by using big data to make decisions far quicker and more efficiently than existing financial institutions, these start-ups, collectively now known as fintechs, were lean, hungry and coming to eat banks’ lunch.
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