銀行は、データを開く ためのフィンテック プッシュに抵抗します。|Banks resist fintech push for open data

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• 銀行は、データを開く ためのフィンテック プッシュに抵抗します。|Banks resist fintech push for open data

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English

If banks were required to open their customer data to competitors, economic growth would be bolstered through financial services competition and customer service would be improved by allowing fintech companies to create better-priced financial products, argues Fintech Australia, an industry group representing financial technology start-ups.   The Productivity Commission’s review into ‘Data availability and use’ is looking at whether a system of “open APIs” [application programming interfaces] could be created along the lines of a new regime in Britain to allow competitors to plug directly into data sets held by banks, such as transaction account activity. Fintech Australia has asked the commission to recommend an “open banking API” regime be mandated within two years.
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